As an electrical contractor, you’re brilliant at what you do – keeping the lights on, literally! But even the best in the business knows that sometimes, unforeseen shocks can happen. A tiny misstep, an unexpected incident, or even just some well-intentioned advice gone sideways can quickly short-circuit your hard-earned reputation and finances.
What is Public Liability Insurance?
Even the brightest sparks can encounter a mishap. That’s where Public Liability Insurance protects your electrical
business. It defends you against claims for injury to clients or damage to their property, whether from a slipped tool cracking a tile or an unexpected electrical surge. From your workshop to the client’s site, this insurance is a safeguard against negligent incidents during your insured electrical services.
What does Public Liability Insurance cover?
Public Liability policies provide cover for businesses when they are held legally liable by third parties for bodily injury and/or property damage suffered by the third party, caused by the insured’s negligence in:
1. Making sure that their premises are safe
2. Making sure that their employees take care when working at third parties’ premises
3. Making sure that they carry out their work to an acceptable standard
Why Choose Budget Insurance for Public Liability Cover?
Budget Public Liability Insurance provides robust cover designed specifically for Good South African Businesses, like yours. We believe peace of mind shouldn’t cost a fortune, which is why our comprehensive cover starts from as little as R150pm.
Whether you need cover from R1 million up to R100 million, we offer tailored protection that understands the unique complexities of your work. Our cover isn’t just basic; it extends to crucial areas like Contractors Liability, Defective Workmanship, Gratuitous, Negligent Advice, and much more.
Get Protected with Budget Insurance
With Budget Insurance, you get straight-forward, dependable cover delivered with that local, friendly touch you
appreciate. We make sure you’re properly covered, so you can focus on powering up South Africa, not battling legal wires.
Go on and get a comprehensive quote for all your liability needs today, or call us on 0861 088 890
Scan here for your instant call back.

Budget is a licensed non-life Insurer & FSP. Premiums are risk profile dependent. T’s&C’s online.




